Coverage
Property & casualty insurance for Minnesota homes and farms
Since 1888 we have protected the homes, farms, and personal property of our policyholders. As a township mutual, we insure what we know best — the houses, farmsteads, and belongings of the communities around us — and every policy is written through a local independent agent.
- Home — coverage for your dwelling and the belongings inside it.
- Farm — barns, outbuildings, and the working property of farm owners large and small.
- Personal property — protection for the things you own, on and off the farm.
Coverage details, limits, and eligibility vary by policy. Your local agent can walk you through exactly what fits your place — find an agent near you.
Heating with wood, corn, or pellets?
Alternative heating sources are a common cause of property fires. Our free inspection program helps reduce that risk: contact us before a new stove installation and we’ll talk through clearances, chimney types, and anything else we see. Already have one installed? Call us and we’ll check that it’s within acceptable range.